:root{--navy:#0f2a4a;--navy2:#0a1f39;--gold:#c98a1d;--gold2:#e1a53b;--ink:#172033;--muted:#5e6878;--soft:#f5f6f8;--line:#dfe3e8;--white:#fff;--shadow:0 14px 40px rgba(15,42,74,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%}.container{width:min(1160px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px;z-index:999}.topbar{background:var(--navy2);color:#fff;font-size:.78rem}.topbar-inner{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topbar-contact{display:flex;gap:24px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(15,42,74,.08);backdrop-filter:blur(14px)}.nav-wrap{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:10px;min-width:250px}.brand-mg{font-family:Georgia,serif;font-size:2.9rem;line-height:1;color:var(--navy);letter-spacing:-3px}.brand-divider{width:1px;height:42px;background:var(--gold)}.brand-copy{display:flex;flex-direction:column;line-height:1}.brand-copy strong{font-family:Georgia,serif;font-size:1.08rem;letter-spacing:.06em;color:var(--navy)}.brand-copy small{font-size:.65rem;letter-spacing:.18em;color:var(--gold);margin-top:5px}.site-nav{display:flex;align-items:center;gap:26px;font-size:.92rem;font-weight:600}.site-nav>a:not(.btn):hover{color:var(--gold)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 20px;border-radius:4px;font-weight:700;font-size:.9rem;transition:.2s ease}.btn-primary{background:var(--gold);color:#fff;box-shadow:0 8px 20px rgba(201,138,29,.22)}.btn-primary:hover{background:#ad7415;transform:translateY(-1px)}.btn-secondary{border:1px solid var(--gold);background:#fff;color:var(--navy)}.menu-toggle{display:none;border:0;background:none;width:44px;height:44px;padding:10px}.menu-toggle span{display:block;height:2px;background:var(--navy);margin:6px 0}.hero{overflow:hidden;background:linear-gradient(90deg,#fff 0%,#fff 51%,#f3f4f6 51%,#eef0f2 100%);border-bottom:1px solid #eceff3}.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;min-height:560px}.hero-copy{padding:78px 50px 72px 0;display:flex;flex-direction:column;justify-content:center}.eyebrow{text-transform:uppercase;letter-spacing:.16em;color:var(--gold);font-weight:800;font-size:.75rem;margin:0 0 14px}.hero h1,.section h2,.cta-section h2{font-family:Georgia,serif;color:var(--navy);line-height:1.08}.hero h1{font-size:clamp(2.8rem,5vw,4.7rem);margin:0 0 22px;max-width:680px}.hero-lead{font-size:1.08rem;color:var(--muted);max-width:590px;margin:0 0 28px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.trust-row{display:flex;gap:24px;flex-wrap:wrap;margin-top:26px;font-size:.82rem;color:var(--muted)}.trust-row span::before{content:"✓";color:var(--gold);font-weight:900;margin-right:6px}.hero-visual{position:relative;min-height:560px;background:radial-gradient(circle at 70% 25%,#fff 0,#e4e7ea 28%,#cdd3d9 100%);overflow:hidden}.hero-card-main{position:absolute;width:380px;height:260px;right:40px;bottom:72px;background:linear-gradient(145deg,#173b64,#0b2441);border-radius:12px;box-shadow:0 35px 70px rgba(6,25,45,.35);transform:rotate(-5deg);color:#d8a345;display:flex;flex-direction:column;align-items:center;justify-content:center;text-transform:uppercase}.hero-card-main .gold-line{position:absolute;inset:18px;border:1px solid rgba(220,167,70,.45);border-radius:8px}.monogram{font-family:Georgia,serif;font-size:5.4rem;line-height:.8;font-style:italic}.hero-card-main strong{font-family:Georgia,serif;letter-spacing:.15em;margin-top:10px}.hero-card-main small{font-size:.58rem;letter-spacing:.2em;margin-top:5px}.stamp{position:absolute;left:58px;bottom:108px;width:72px;height:72px;border-radius:50%;background:#111;color:#d9a33e;display:grid;place-items:center;font-family:Georgia,serif;font-size:1.5rem;box-shadow:0 15px 25px rgba(0,0,0,.25)}.hero-sheet{position:absolute;right:80px;top:78px;width:240px;height:160px;background:#fff;border-radius:5px;box-shadow:var(--shadow);padding:28px}.hero-sheet span{display:block;height:8px;background:#dde2e8;margin-bottom:14px;border-radius:4px}.hero-sheet span:nth-child(1){width:62%;background:#bdc6d1}.hero-sheet span:nth-child(3){width:78%}.section{padding:82px 0}.section-soft{background:var(--soft)}.section-heading{max-width:760px;margin-bottom:42px}.center{text-align:center;margin-left:auto;margin-right:auto}.section-heading h2,.section h2{font-size:clamp(2rem,3vw,3.1rem);margin:0 0 14px}.section-heading p:not(.eyebrow){color:var(--muted);margin:0}.services-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.service-card{background:#fff;border:1px solid var(--line);padding:32px 26px;text-align:center;box-shadow:0 7px 18px rgba(15,42,74,.05);transition:.2s}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.service-card h3{color:var(--navy);line-height:1.3}.service-card p{color:var(--muted);font-size:.92rem}.service-card a,.text-link{color:var(--gold);font-weight:800;font-size:.9rem}.service-badge{width:82px;height:82px;margin:0 auto 20px;border-radius:50%;background:linear-gradient(145deg,#153a64,#071b32);border:3px solid var(--gold2);box-shadow:inset 0 0 0 3px rgba(255,255,255,.08),0 6px 16px rgba(15,42,74,.15);display:grid;place-items:center}.service-badge svg{width:54px;height:54px;fill:none;stroke:var(--gold2);stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}.service-badge text{fill:var(--gold2);stroke:none;font-size:9px;font-family:Arial,sans-serif;font-weight:800}.financial-card .service-badge{background:linear-gradient(145deg,#4b2868,#25123d)}.financial-section{background:#fff}.financial-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:start}.financial-grid>div:first-child p:not(.eyebrow){color:var(--muted);margin-bottom:26px}.financial-options{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.financial-options>div{border:1px solid var(--line);border-left:3px solid var(--gold);padding:18px 20px;background:var(--soft)}.financial-options strong{display:block;color:var(--navy);margin-bottom:4px}.financial-options span{display:block;color:var(--muted);font-size:.88rem}.split-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center}.split-grid>div:first-child p{color:var(--muted)}.why-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}.why-grid>div{background:#fff;padding:24px;border-left:3px solid var(--gold)}.mini-icon{font-size:.75rem;font-weight:800;color:var(--gold);letter-spacing:.08em}.why-grid h3{margin:8px 0;color:var(--navy)}.why-grid p{margin:0;color:var(--muted);font-size:.9rem}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.testimonial-grid blockquote{margin:0;border:1px solid var(--line);background:#fff;padding:28px;box-shadow:0 8px 22px rgba(15,42,74,.06)}.testimonial-grid blockquote:before{content:"“";font-family:Georgia,serif;color:var(--gold);font-size:3rem;line-height:.6}.testimonial-grid p{color:#374155}.testimonial-grid footer{font-weight:700;color:var(--navy);font-size:.86rem}.cta-section{background:linear-gradient(125deg,#0d2747,#102f55 65%,#173d67);color:#fff;padding:64px 0}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.cta-section h2{color:#fff;font-size:clamp(2.1rem,4vw,3.6rem);margin:0 0 12px}.cta-section p{color:#d7e1ec}.eyebrow.light{color:#f0b64d}.contact-card{display:grid;grid-template-columns:1fr 1fr;border:1px solid rgba(255,255,255,.17);background:rgba(255,255,255,.06)}.contact-item{padding:22px;border-right:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12);display:flex;flex-direction:column}.contact-item span{font-size:.72rem;text-transform:uppercase;letter-spacing:.14em;color:#efb74f}.contact-item strong{margin-top:4px}.footer{background:#071a30;color:#d8e1eb;padding:54px 0 22px}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:38px}.brand-footer .brand-mg,.brand-footer .brand-copy strong{color:#fff}.footer h3{color:#fff;font-size:.9rem;text-transform:uppercase;letter-spacing:.1em}.footer p{max-width:340px;color:#aebaca;font-size:.9rem}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:8px}.footer-grid a:not(.brand){font-size:.88rem;color:#c3cedb}.footer-grid a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;color:#93a1b1;font-size:.76rem}.disclaimer{text-align:right;max-width:620px}
@media(max-width:900px){.services-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:980px){.site-nav{position:absolute;top:82px;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:20px;display:none;flex-direction:column;align-items:stretch}.site-nav.open{display:flex}.menu-toggle{display:block}.nav-cta{margin-top:5px}.hero-grid{grid-template-columns:1fr}.hero{background:#fff}.hero-copy{padding:64px 0}.hero-visual{min-height:420px}.split-grid{grid-template-columns:1fr}.financial-grid{grid-template-columns:1fr}.testimonial-grid{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.container{width:min(100% - 28px,1160px)}.topbar-inner{justify-content:center;text-align:center}.topbar-inner>span{display:none}.topbar-contact{gap:12px;flex-wrap:wrap;justify-content:center}.brand{min-width:auto}.brand-mg{font-size:2.35rem}.brand-copy strong{font-size:.9rem}.brand-copy small{font-size:.52rem}.hero-copy{padding:46px 0}.hero h1{font-size:2.75rem}.hero-visual{min-height:320px}.hero-card-main{width:260px;height:180px;right:14px;bottom:54px}.hero-sheet{width:180px;height:110px;right:34px;top:36px;padding:20px}.stamp{left:24px;bottom:80px}.why-grid,.financial-options,.contact-card,.footer-grid{grid-template-columns:1fr}.section{padding:58px 0}.footer-bottom{flex-direction:column}.disclaimer{text-align:left}}


/* Service cards + modal patch */
.services-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}.service-card{cursor:pointer;display:flex;flex-direction:column;align-items:center;min-width:0}.service-card:focus-visible{outline:3px solid rgba(201,138,29,.35);outline-offset:3px}.service-card .service-badge{width:82px;height:82px}.service-card .service-badge svg{width:82px;height:82px}.service-more{margin-top:auto;padding-top:10px;color:var(--gold);font-weight:800;font-size:.9rem}.service-modal{position:fixed;inset:0;z-index:9999;display:none;align-items:center;justify-content:center;padding:24px}.service-modal.open{display:flex}.service-modal-backdrop{position:absolute;inset:0;background:rgba(7,26,48,.66);backdrop-filter:blur(3px)}.service-modal-dialog{position:relative;z-index:1;width:min(860px,100%);max-height:min(84vh,760px);overflow:auto;background:#fff;border-radius:12px;box-shadow:0 30px 80px rgba(0,0,0,.3);display:grid;grid-template-columns:210px 1fr;gap:30px;padding:34px}.service-modal-x{position:absolute;right:16px;top:10px;border:0;background:none;font-size:2rem;line-height:1;color:var(--navy);cursor:pointer}.service-modal-badge{display:flex;align-items:flex-start;justify-content:center;padding-top:24px}.service-modal-badge svg{width:142px;height:142px}.service-modal-content h2{font-family:Georgia,serif;color:var(--navy);font-size:2.1rem;margin:0 0 14px}.service-modal-content>p:not(.eyebrow){color:var(--muted)}.service-modal-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 20px;margin:20px 0 0;padding:0;list-style:none}.service-modal-list li{position:relative;padding-left:24px;color:#374155}.service-modal-list li:before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:900}.service-modal-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.modal-open{overflow:hidden}@media(max-width:900px){.services-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.service-modal-dialog{grid-template-columns:1fr}.service-modal-badge{padding-top:0}.service-modal-badge svg{width:110px;height:110px}}@media(max-width:560px){.services-grid{grid-template-columns:1fr}.service-modal{padding:12px}.service-modal-dialog{padding:28px 20px 22px}.service-modal-list{grid-template-columns:1fr}}

/* 2026-08-29 production correction: force approved five-card desktop row and financial option cards */
@media (min-width:901px){
  .services-grid{grid-template-columns:repeat(5,minmax(0,1fr)) !important;gap:14px !important;}
  .service-card{min-width:0 !important;}
}
.financial-options{display:grid !important;grid-template-columns:repeat(2,minmax(0,1fr)) !important;gap:14px !important;}
.financial-options>div{display:block !important;border:1px solid var(--line) !important;border-left:3px solid var(--gold) !important;padding:18px 20px !important;background:var(--soft) !important;}
.financial-options strong{display:block !important;color:var(--navy) !important;margin-bottom:4px !important;}
.financial-options span{display:block !important;color:var(--muted) !important;font-size:.88rem !important;}
@media (max-width:900px){.financial-options{grid-template-columns:1fr !important;}}

/* 2026-08-29 About MG Consulting biography */
.about-bio-section{background:#fff;padding:78px 0 84px}.about-bio-grid{display:grid;grid-template-columns:minmax(300px,.82fr) minmax(0,1.18fr);gap:58px;align-items:start}.about-bio-photo-wrap{position:sticky;top:110px}.about-bio-photo{display:block;width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center top;border-radius:18px;box-shadow:0 18px 44px rgba(15,42,74,.14)}.about-bio-content{min-width:0}.about-bio-name{font-size:clamp(2.7rem,4vw,4.25rem)!important;line-height:1.02;margin:0 0 8px!important}.about-bio-role{margin:0 0 10px;color:var(--gold);font-weight:800;font-size:1.02rem;letter-spacing:.01em}.about-bio-role span{padding:0 .28rem;color:var(--gold2)}.bio-block{position:relative;padding:21px 0 22px 72px;border-top:1px solid var(--line)}.about-bio-role+.bio-block{border-top:0;padding-top:14px}.bio-block:before{position:absolute;left:0;top:23px;width:46px;height:46px;border:1.5px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold);font:700 1.05rem Georgia,serif}.bio-block:nth-of-type(1):before{content:'01'}.bio-block:nth-of-type(2):before{content:'02'}.bio-block:nth-of-type(3):before{content:'03'}.bio-block:nth-of-type(4):before{content:'04'}.bio-block:nth-of-type(5):before{content:'05'}.bio-block h3{font-family:Georgia,serif;color:var(--navy);font-size:1.42rem;margin:0 0 7px}.bio-block p{color:#374155;line-height:1.66;margin:0 0 10px}.bio-block p:last-child{margin-bottom:0}.bio-connect .btn{margin-top:9px}@media(max-width:980px){.about-bio-grid{grid-template-columns:1fr;gap:34px}.about-bio-photo-wrap{position:static}.about-bio-photo{width:min(520px,100%);margin:0 auto;aspect-ratio:4/4.8}.about-bio-content{max-width:780px;margin:0 auto}}@media(max-width:620px){.about-bio-section{padding:56px 0 62px}.about-bio-name{font-size:2.65rem!important}.about-bio-role{line-height:1.5}.bio-block{padding:19px 0 22px}.bio-block:before{display:none}.bio-block h3{font-size:1.3rem}}

/* 2026-08-29 approved hero + footer visual implementation */
.hero-approved{background:#fff;border-bottom:1px solid #eceff3}
.hero-approved .hero-grid{grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);min-height:520px;max-width:none;width:100%;padding-left:max(20px,calc((100vw - 1160px)/2));padding-right:0}
.hero-approved .hero-copy{padding:62px 48px 40px 0}
.hero-approved .hero-lead{max-width:500px;color:#3e4858;font-size:1rem}
.hero-approved .hero-photo{min-height:520px;background:none;position:relative;overflow:hidden;border-bottom-left-radius:130px}
.hero-approved .hero-photo:after{content:"";position:absolute;left:0;bottom:0;width:42%;height:8px;background:var(--gold);transform:skewX(-35deg);transform-origin:left bottom}
.hero-approved .hero-photo img{display:block;width:100%;height:100%;min-height:520px;object-fit:cover;object-position:center}
.hero-trust{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:34px;max-width:650px}
.hero-trust>div{display:flex;align-items:center;gap:10px;color:var(--navy);font-size:.78rem;line-height:1.25}
.hero-trust-icon{width:34px;height:34px;flex:0 0 34px;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold);font-weight:900;font-size:.84rem}
.footer-cta{padding:0;background:#0b2a4c;overflow:hidden}
.footer-cta-grid{display:grid;grid-template-columns:1fr auto 300px;align-items:stretch;min-height:150px;gap:28px}
.footer-cta-copy{padding:28px 0;align-self:center}
.footer-cta-copy .eyebrow{margin-bottom:4px}
.footer-cta-copy h2{font-size:2.15rem;margin:0 0 4px;color:#fff}
.footer-cta-copy p{margin:0;max-width:400px;color:#dbe5ef;font-size:.9rem}
.footer-cta-actions{display:flex;gap:12px;align-items:center;justify-content:center;white-space:nowrap}
.btn-outline-light{border:1px solid rgba(255,255,255,.8);color:#fff;background:transparent}
.btn-outline-light:hover{background:rgba(255,255,255,.08)}
.footer-cta-visual{position:relative;min-height:150px;overflow:hidden}
.footer-cta-visual:before{content:"";position:absolute;z-index:2;left:-42px;top:0;bottom:0;width:95px;background:#0b2a4c;transform:skewX(28deg)}
.footer-cta-visual img{width:100%;height:100%;object-fit:cover;object-position:center;display:block}
.footer{padding-top:38px}
.footer-grid{grid-template-columns:1.35fr 1fr 1fr 1fr}
@media(max-width:980px){
  .hero-approved .hero-grid{grid-template-columns:1fr;padding:0;width:min(1160px,calc(100% - 40px));max-width:1160px}
  .hero-approved .hero-copy{padding:56px 0 34px}
  .hero-approved .hero-photo{min-height:390px;border-radius:0 0 90px 0}
  .hero-approved .hero-photo img{min-height:390px}
  .footer-cta-grid{grid-template-columns:1fr auto;min-height:auto;padding:22px 0}
  .footer-cta-visual{display:none}
}
@media(max-width:700px){
  .hero-trust{grid-template-columns:1fr;gap:10px}
  .footer-cta-grid{grid-template-columns:1fr;gap:14px;padding:28px 0}
  .footer-cta-copy{padding:0}
  .footer-cta-actions{justify-content:flex-start;flex-wrap:wrap}
}